With the market heating up, and borrowers putting less money down, we’re starting to see a lot of questions about private mortgage insurance. Here is a refresher on what it is and what it does: FannieMae and FreddieMac require mortgage insurance any time the borrower has less than 20% equity in the property being financed. […]

Gov. Desantis signed HB 409/SB 548 into law last week. While most lawyers call it the “E-Wills” law, we real estate attorneys call it the “Hallelujah! Law.” As of January 1, 2020, a document requiring notariziation will no longer require that the notary and the signer be physically in the presence of each other. Instead, […]

The U.S. Department of Treasury’s Financial Crimes Enforcement Network (FinCEN), in its continued efforts to fight money laundering, has renewed, expanded, and clarified its Geographic Targeting Order to Title Agencies, closing attorneys, escrow agents, and title insurance underwriters who handle closing real estate transactions. The order is no longer confidential, therefore we’re now allowed to share its details […]